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Something About Company

One Credit – A sizeable portion of the Nigerian workforce is often denied access to credit by traditional financial institutions, and due to this, the average Nigerian is unable to satisfy emergency cash needs as they arise.

Realising this gap in service, One Credit was founded in 2012 to provide short-term consumer loans to credit-worthy individuals with limited access to finance. We currently operate in Lagos State with plans in the near future to expand operations to various states nationwide.

What we do?
At One Credit, we provide unsecured loans to salaried workers, payroll loans for public and private sector employees and Point of Sale (POS) loans in collaboration with select retail partners. Our loan repayment cycle is typically between 3 – 12 months, with loan amounts ranging from N40,000 – N1 million.

We promise you C.R.E.D.I.T

Customer First

The customer is our only priority, and we are committed to providing the best service to each customer.

Rapid Response

At One Credit we understand that information is valuable, that is why we will give you a quick response to your application regardless of the outcome.

Equity

We believe in fairness, and that good loan repayment should be rewarded with better interest rate pricing.
Dignity

We take you at face value so we do not rely on who you know or what assets you posses.

Innovation

We are constantly improving our loan products to meet the changing needs of our clients.

Technology

We use technology to simplify the loan application process and to reduce the time to approve and disburse our loans.

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